Farmers pay interest and commission on the principal received in Mexican pesos. Therefore, the 8% paid by farmers will be reduced by the exchange fees from cryptocurrencies to Mexican pesos and vice versa.
Orientatively, we work with a 0.5% commission on each transaction so the return will be reduced by 1% between the two conversions. If the investor wants to calculate the investment in his home currency, the calculation is much more complex since the evolution of the Mexican peso with respect to the investor's reference currency during the loan period would have to be taken into account.
All projects uploaded to the platform establish an annual return offered by the investment. Once funded, any investor can access their account and track their personalized portfolio. The return on investment is calculated annually. If the projects have a duration of less than a year, the profitability is prorated.